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Money & Security

Financial Anxiety & Money Trauma Test

Is money living rent-free in your head?

Based on: Framed around research on financial anxiety and money scripts (Klontz). Not a financial or clinical assessment.

Answer based on how money has felt for you over the past few months, not just your bank balance. There are no right answers, and nothing you enter is saved or linked to you.

This is a screening tool, not a diagnosis. Results are for self-reflection only. Only a licensed professional can diagnose a condition.

01I feel anxious when I check my bank balance.
02I avoid looking at my accounts, bills, or statements.
03Thinking about money keeps me up at night.
04I feel behind compared to people my age financially.
05I feel guilty when I spend money on myself.
06I worry about money even when my situation is stable.
07Money stress affects my mood or how I treat people.
08I feel a sense of dread when an unexpected expense comes up.
09I believe I'll never really feel financially secure.
10I hide or downplay my spending or debt from people close to me.
11I tie my self-worth to how much money I have.
12I feel panic or freeze up when making financial decisions.
13Talking about money makes me uncomfortable or defensive.
14I overspend to cope with stress or bad feelings.
15Growing up, money felt scarce or like a source of conflict.
16I feel physically tense — chest or stomach — when dealing with finances.

0 of 16 answered